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Keeping Your Home and Filing for Chapter 13 Bankruptcy Business Articles | May 12, 2010 You should be able to keep your home when you go ahead and file for chapter 13 bankruptcy as long as you understand how to go about it the right way. The good news is that it isn't that complicated Nick Bosa Jersey , and you simple need to follow the instructions of both the court, and your case trustee.
The possibility of losing one?s home is a frightening prospect. One major question in regards to bankruptcy is, ?can I keep my house after declaring bankruptcy?? The answer is yes. An individual can file for a chapter 13 bankruptcy and stop foreclosure proceedings against their home.
A chapter 13 bankruptcy is commonly referred to as the wage earner?s plan. Under a chapter 13 bankruptcy, the debtor works out a repayment plan to pay off outstanding debts. Chapter 13 proceedings will put an automatic stay on foreclosure proceedings and collection actions. The individual can then attach the delinquent payments to the bankruptcy. These payments will be repaid during the payment plan.